Why choose an OroPay business account?

OroPay is a payment solution for the self-employed in Spain that lets you accept card payments and integrate payment management with your accounting in Conta.es.

OroPay is an authorised payment service provider.

International payments: make SEPA and SWIFT transfers quickly and securely in multiple currencies: EUR, USD, GBP, NOK, PLN, SEK, CHF, CNY and more.

Flexibility for your finances: open one or more accounts with an IBAN and simplify the management of your business.

Cards for everyday use: choose physical or virtual VISA cards to pay securely and control your spending, both online and in stores.

App for iOS and Android: download the OroPay app and access your finances from your phone, wherever you are.

Benefits visual

Make payments in just a few clicks

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Scan the invoice

Take a photo of the document or upload it to Conta.es.

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The system prepares the payment

Conta.es identifies the recipient, account number, amount and payment reference.

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Review the details

Check that all payment details are correct.

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Confirm the payment

Pay your invoices faster, with less manual data entry and fewer transcription errors.

Rates from a trusted partner

Clear pricing for the self-employed

  • Account opening Free
  • Monthly account fee for the first 3 months Free
  • Payments made with your card Free
  • Transfers between your accounts and to other OroPay accounts Free
  • Incoming SEPA transfers Free
Service Self-employed
Monthly account fee* €1/month
Outgoing SEPA transfers €0.15
Account top-up by card 3%
Accepting card payments 2%
Virtual card issuance €1
Virtual card monthly fee €1
Physical card issuance €2
Cash withdrawals 2%, min. €2.50
Connect the OroPay integration

No hidden costs, with services to manage your business finances.

*The first 3 months are free. The monthly account fee applies from the fourth month after opening your account.

FAQ

It is a payment account for your professional activity, offered in partnership with OroPay and integrated with the Conta.es accounting system. It lets you receive and make payments, while automating the recording of transactions in your accounting.
It is designed for the self-employed in Spain who want to reduce manual work and manage their business finances in one place.
Yes. You can accept payments with VISA and Mastercard cards, as well as Apple Pay and Google Pay. Simply send your customer a payment link so they can pay quickly and conveniently.